Effective April 1, 2020 Pro-Demnity Insurance Company will begin applying a Claims Expense
Contribution (CEC) to a small number of Policyholders. The CEC will impose a new deductible on the Expenses involved in defending a claim, commencing at the point where the claim must be defended, whether through mediation, litigation, or other legal means.
Pro-Demnity will no longer provide unlimited ClaimsExpenses and defence costs when Excess Insuranceis purchased outside the Pro-Demnity program. Thischange has important consequences for architectspurchasing Excess Insurance from other insurers. Thereasoning […]
Risk Transfer Concerns with Insurance Implications The following draws on material originally developed by Pro-Demnity and its legal counsel, to assist the RAIC respond to questions arising from a presentation […]
The most recent IO Supplementary Conditions to an OAA Document 600-2013 were issued by Infrastructure Ontario (IO) in June, 2017. As was the case with the previous amendments to the […]
Revisions to Non-Drained Exterior WallExclusion clarify that: An architect’s design that may have complied with the water ingress coverage requirements in a Pro-Demnity policy but was NOT constructed in compliance […]
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